Buying your land and building your dream home is much more straightforward when you know the right people. There are 5 experts, in particular, who can help navigate you through the whole process and make it hassle-free.
Mortgage Broker
A mortgage broker is an invaluable partner when it comes to financing your new home. They act as intermediaries between you and lenders, helping you to navigate the complex world of mortgages and find you the best home loan for your needs.
Your mortgage broker will assess your financial situation, provide advice on suitable loan options, and use their industry connections with the ‘Big 4 Banks’ to find the most favourable terms and interest rates available. They will also handle the paperwork involved in obtaining a mortgage, saving you time and effort. With their expertise, a mortgage broker ensures you can make an informed decision and obtain the financing you need to build your dream home.
This is probably the first person you should call, as your mortgage broker will also be able to help you figure out your budget based on your deposit and how much money you can borrow.
Conveyancer
There are many legal aspects to buying a home, from preparing, verifying and lodging the various documents to preparing the property for settlement. It’s your conveyancer’s job to handle the legal and administrative aspects of buying land and ensure that the transaction adheres to all relevant laws and regulations.
They will conduct thorough searches and investigations to ensure that the property is free from encumbrances or any legal issues. They will prepare and review the necessary legal documents, including the contract of sale, and guide you through the settlement process.
Conveyancers must be accredited and licensed, and in some states (such as Queensland) they must also be solicitors, however, this is not the case in Victoria. By engaging a conveyancer, you can have peace of mind knowing that your property purchase is legally sound.
A good conveyancer can:
- Reassure you that the Contract of Sale is exactly as it appears.
- Provide expert advice and explain each step of the process (however, you should note that only a solicitor can provide legal advice).
- Stick to unmoveable timelines to ensure you are not at risk of losing your deposit.
- Offer you a fixed rate for their services and a clear cost breakdown.
You’ll need to find a conveyancer as soon as – or even before – you start the purchasing process.
Estate Manager
Masterplanned residential developments such as Ortus will have an Estate Manager on hand to help homebuyers purchase their perfect lot.
Your Estate Manager will generally be a licensed real estate expert who knows the intricacies of real estate transactions and has a complete understanding of the development project, from the latest land releases to valuable insights about the community, amenities, and future development plans. They can also inform you about any architectural guidelines or building restrictions within the estate, ensuring that your dream home aligns with the estate’s vision.
We know that our Estate Manager, Chris, is a walking encyclopaedia on all things Ortus, which makes them an invaluable resource on your homebuying journey!
Builder’s Consultant
At Ortus we’ve partnered with some of Australia’s most respected builders to offer homebuyers a range of unique and affordable turnkey townhomes and house and land packages.
These options are a great way to streamline the process of purchasing land and building your dream home. And with so many home designs to choose from, you’re bound to find the perfect solution for your family’s needs.
When you do, your chosen builder will provide a consultant to help guide you through the planning process, listen to your needs, provide advice and try to ensure that your final design is exactly what you want.
These experts ensure effective communication and smooth project management throughout the construction process. They can provide advice on design, materials, and construction techniques based on their extensive industry knowledge. They will review and negotiate the building contract on your behalf, making sure that your interests are protected.
Construction Supervisor
Once you’ve found your perfect block of land and decided on your dream home design, it’s time to start building! It’s at this stage your builder will provide a construction supervisor to oversee the works.
Your construction supervisor will be a huge help, managing all the trades and on-site activities, coordinating subcontractors, and ensuring compliance with building codes and regulations. They will also keep you informed about the progress of the project, address any concerns, and conduct regular inspections to maintain quality standards. Another important aspect of the job is ensuring the workplace is safe for everyone on site.
If you have any other questions about the homebuying process, feel free to reach out to our expert team on 0499 940 120 or submit a form on our contact page and we’ll be in touch as soon as possible!